ricky spends 103.19 in additional interest and charges on monthly payments as the result of the prior bankrupsy, if ricky…

ricky spends 103.19 in additional interest and charges on monthly payments as the result of the prior bankrupsy, if ricky has been able to save this money for a yearand then put it into a savings account earning 3.1% simple interest, how much money could he save in two years
 
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